What currency to bring to Sri Lanka and where to get the best exchange rate?

Peer-to-peer currency exchangers may offer around 35,500 rupees for larger amounts, but payouts can involve finding a specific ATM. The rate difference compared to official channels is usually small.

Jewelry shops in Hikkaduwa typically offer the best exchange rates and you can negotiate. This beats banks and airport exchange counters.

Colombo airport has a single fixed exchange rate across all booths, which is less favorable than in town. Only exchange a small amount there for immediate needs.

Older USD bills are accepted everywhere but get a rate about 3–5 rupees lower per dollar than new bills. Bring newer notes for a better rate.

Only bring clean, undamaged bills with no markings, tears, or heavy wear. Damaged notes may be refused or exchanged at a worse rate.

USD and EUR are the most practical currencies to bring to Sri Lanka, including Hikkaduwa — accepted at virtually all exchange points.