What health insurance should I get for a long-term stay in Ho Chi Minh City, Vietnam?
Based on 2 discussions with 2 participants · Last activity: 3 days ago
TL;DR
For trips up to 45 days, a standard travel insurance policy is enough; for stays of months or years, get an international plan like Genki, Allianz, Cigna, or AXA — make sure it covers motorbike accidents, hospitalization, and chronic conditions.
What the community said
A family traveling with a 1.5-year-old child, planning to stay in Vietnam until December (3 months) with a possible extension into January, was looking for an annual policy suited for long-term stays with a young child.
3 days ago Annual family insurance
Popular international insurers mentioned include Genki, Allianz, Cigna, and AXA — but the brand matters less than the specific policy terms and how well the local assistance service actually works.
3 days ago Genki, Allianz, Cigna, AXA
For short trips (2 weeks to 45 days), a standard travel insurance from a home-country insurer or bank card is usually sufficient. If you plan to live in Vietnam for months or years, it's worth considering international plans like Genki instead.
3 days ago Genki for long-term stays
When choosing a long-term policy, check whether it covers motorbike/scooter accidents, hospitalization, and chronic conditions, and whether you can purchase it while already abroad.
3 days ago Check: motorbike, hospitalization, chronic illness coverage
One traveler was looking for a 3-month policy that covers not just emergencies but also routine/planned doctor visits.
3 days ago 3-month policy with routine visit coverage