Will my Vietnamese bank card or account be blocked after my visa expires?

If the card does get restricted after the visa expires, banks usually ask for a new visa to restore service, but in some cases they have accepted a current extended housing lease agreement instead.

Recent reports suggest that if the card is not disabled immediately when the visa expires, that is more of an exception: restrictions may appear later rather than on the same day, sometimes around a month after expiry.

With BIDV bank, you can update your details online via the app using Face ID — no need to visit a branch with your new visa.

You can get a physical Vietnamese bank card using an e-visa — just visit a branch with your passport and a local phone number. The card is issued for 3 or 5 years, but in practice it remains active only while your e-visa is valid.

The bank account itself won't be blocked — only the card may be frozen. Once your visa expires, there's a chance the card gets suspended until you visit a branch with your new visa to confirm your legal stay.

Officially, you're supposed to visit the bank and update your details when your visa changes. In practice, some people report their card was never blocked even without doing this.

If you hold a Visa or Mastercard from a bank not under sanctions, it works in Vietnam just like anywhere else in the world — no special restrictions apply.